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How do I get a restraining order against the father of my youngest daughter?

How do I get a restraining order against the father of my youngest daughter?

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Contested divorce cases often require a restraining order.  However, child custody disputes between couples are not sufficient to warrant a restraining order if physical threats, abuse or violent acts are not part of the charges.  Divorce courts will look carefully at your case to determine if it warrants a restraining order.  Children in divorce are sometimes used to punish one of the parents by denying shared custody or visitation.  Child custody battles are terrible for the children in divorce.

You can file a restraining order against a family member, a spouse or domestic partner, a current or former household member or a person you are dating or have dated. There is no fee to file the order and you are not required to have an attorney. The Domestic Violence Protective Order (DVPO) only covers physical threats, abuse and violent acts. It cannot be issued for mental or emotional abuse.

In North Carolina a restraining order is called a “protective order” and also a “50B order”.  50B refers to the statute that provides for this law.  You may also hear it referred to as a “Domestic Violence Protective Order.

1) Go to the office of the clerk of civil court or to the magistrate’s office in the courthouse in your judicial districtto get the forms you need.  Tell them you need to file a restraining order.

2) Fill out the complaint form.  You are the plaintiff and the abuser is the defendant.  Summarize they most recent abuse you or your daughter has suffered.  Be specific. Provide dates and be sure to state whether your abuser possesses firearms.

NOTE:  You can also request an ex parte/temporary protective order by checking a box on the complaint form. You can obtain this order without the abuser being present for a hearing.  You will go before the judge that day and tell the judge why you or your daughter is in danger. It takes effect immediately after being granted.  Keep this paper with you at all times and leave copies with your employer and your daughter’s school or daycare.

3) Fill out the summons.  Your abuser must be served the complaint and summons.  Include the abusers contact information. The county sheriff’s office will serve the complaint and summons.  The sheriff’s office will also serve the notice of hearing and a copy of the ex parte order.

4) Attend the hearing.  You will be given a date and time for the hearing on your protective order at the time you complete the complaint and summons.  The hearing date will be within 10 days of filing your complaint.  Ideally you will have an attorney representing you at this hearing.  You will need to show that the abused has committed an act of abuse against you or your daughter.  If the court determines this has happened, the court must grant the order.

If you fail to attend the hearing, your ex parte order will expire.  You will need to file a new complaint and summons if you wish to pursue the case.

Call The Law Office of Stephen M. Corby today for a consultation.  We can help you through these steps—from completing the forms to representing you at your hearing.

Tips for Getting Affordable, Effective Commercial Auto Insurance

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Buying auto insurance can be a stressful ordeal for anyone, and that’s true when you’re purchasing commercial auto insurance. There are a number of different factors to consider when you’re purchasing a commercial policy, and you shouldn’t rush to make a decision before you consider all of them. Before you choose an insurance policy that will cover your fleet of vehicles and your employees, you should stop to think about how you can go about getting an affordable policy that will offer you the coverage that you need. While there are some things that you can’t control, being aware of your situation before you go and search for commercial coverage can help you determine what to expect.

Consider Your Drivers

When it comes to getting great rates on premium commercial auto insurance coverage, one of the things that you’ll need to think about is the drivers you plan to employ. Just like insurance for individuals, insurance for commercial vehicles will take driver histories into account. If you employ drivers who have a lot of accidents on their records, then this is something that could end up making your premiums go way up. However, you can also get some discounts if the drivers you employee have CDL licenses. That’s one discount that you should look into before you end up making your final choice for insurance coverage.

Consider Your Fleet

Another thing that you need to think about when you’re trying to secure commercial auto insurance is the fleet of vehicles that you’re trying to cover. If you have newer vehicles in your fleet, and they’re expensive to own, the odds are that you’re going to face higher premiums. In addition to looking at the vehicles you have now, you should also think about which ones you might add to your fleet in the near future. The type and cost of these vehicles can make a big impact on your insurance premiums, so keep this in mind when you’re shopping around for coverage.

Don’t Be Afraid to Compare

When it comes to getting great commercial auto insurance for an affordable rate, one of the best things that you can do for yourself is to compare. All business owners have choices when selecting commercial auto insurance, and you’ll only be able to select the deal with the best price and benefits if you shop around and see what your options are.

If you’re looking to purchase commercial auto insurance, contact David Ison & Sons Insurance, Inc. We’re here to ensure that you get the commercial auto insurance policy you need, so call us today at 210-490-1494 to learn more!

What does Automatic transmission fluid do for my car’s transmission?

What does Automatic transmission fluid do for my car’s transmission?

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In short, transmission fluid helps to keep you and your car out of a transmission repair shop.  A broken transmission can be expensive to repair and even more so if you take your vehicle to be serviced by an inexperienced transmission mechanic.  Transmission fluid enables your car’s automatic transmission to perform its basic functions. Automatic transmissions use automatic transmission fluid to replace functions performed by manually operated clutches, gear shifts and linkages.  An engine uses motor oil to lubricate and cool its inner parts and a transmission uses automatic transmission fluid to perform these same functions within the transmission.  Transmission fluid, like motor oil, reduces friction and heat.  Ultimately it increases the life of your automatic transmission.

When your car is not running, all the transmission fluid flows into the transmission pan—located underneath the card.  When you start your car, the automatic transmission engages and all the transmission fluid stored in the transmission pan circulates throughout the entire transmission.

Driving with low or dirty transmission fluid can be costly as it will damage and perhaps even destroy your transmission.  Some mechanics recommend changing transmission fluid every 50,000 miles.  However, the manufacturer’s maintenance schedule for many automatic transmissions doesn’t call for changing until 100,000 miles or so.

The truth is that transmission fluid deteriorates over time, and in some cases, depending upon the frequency and type of driving you do, the shelf life of your transmission fluid might expire sooner than expected or predicted by the manufacturer.  For example, frequent stop-and-go city driving, and hauling heavy loads will accelerate deterioration.  These types of engine stress raise the operating temperatures of the transmission and put more strain on the transmission.

In any case, if your vehicle has more than 40,000 miles, it pays to check the transmission dip stick from time to time.  When new, transmission fluid color can be green, yellow, blue or pinkish red (most common).    As the fluid ages, it becomes darker.  The darker the transmission fluid, the more likely it is that you need to have it changed.  Transmission fluid that is black and has a burnt smell almost always indicates the transmission has been damaged.

Call Albuquerque Transmission Repair today at 505-255-8601.  Our Master Craftsmen use state-of-the-art computer diagnostic and troubleshooting tools so your car’s internal transmission problems will be accurately diagnosed while it is still in the vehicle. This approach ensures that you will save money by getting a reliable quote that only includes the services that your car needs.

How to get the most out of hair blogs

How to get the most out of hair blogs

When you take good care of your hair, it complements the rest of your style and boosts your self esteem as well. However, to properly maintain hair it is important to use the right hair products that will enhance its growth and keep it healthy. There are a number of products in the market that cater to different types of hair, thus making it possible for everyone to find a suitable one. Therefore, it is important to have an idea of your hair type and the best products to use on it on a regular basis.

Among the online resources available for those looking for information on best hair products is a hair blog. Most times, these blogs are run by professionals in the beauty industry or a company that sells a variety of hair products for both men and women. However, there are those that are run by ordinary individuals looking for a platform, to share their stories regarding hair products.  Apart from providing general information on hair products, they can also give advice on the best hair tools that are available in a number of beauty stores both online and at physical locations.

Although there are a number of hair product blogs or sites, the most successful ones follow certain guidelines for the benefit of their readers. When browsing through hair blogs, it is important to look out for certain kinds of information to help you get as much information as possible on the hair products being highlighted.

  • First, read through the hair product review to have an idea of its features and the benefits it offers to you upon purchase. Most times, the blog will have different hair products that they have recommended for use either as a hair tool or manufactured goods from different brand names. To find out more on each product, it is advisable to go through the reviews and read through what professionals think about the product to help you make an informed decision before purchase.
  • Second, compare different hair tools to find out the best among the ones listed on the blog, especially if they have similar features. In most cases, tools such as flat irons or hair straighteners may only differ in one or two features thus making it important to select the most suitable one for your hair based on one or two extra benefits. Also, comparison of hair tools on the blog will allow you to find cheap hair tools that are high quality yet meet your budget.
  • Third, read through hair product tips on the blog as they make it easier to use a product once you purchase it for professional or home use. The tips usually vary from one hair product and can include information on their proper use, maintenance and extra features that make them worth the investment. In some cases, the hair product advice offered may be from personal experience which makes it more credible to accept and even consider the information when buying various hair tools.
  • Fourth, if a hair blog has open forums for visitors, it is a great place to engage with others and get to know their thoughts on various hair products. Most times, the interaction on the forums will bring out information on certain hair tools that assist you in making decisions before buying them for your own use. However, it is good to be aware that some comments on blog forums may be exaggerated and should be investigated further before accepting them as truth.
  • Finally, the blog may be an eye opener to other products that you might have otherwise not used because they are considered to be cheaper and thus low quality. Therefore, it is important to read through information on a cheap hair product as well as the expensive ones with an open mind to get the best out of the blog. It is common to find a great product categorized under cheap hair curling tools yet has features that are a perfect fit for your particular type of hair.

All in all, hair blogs such as hair finest are a good place to start when looking for information on the best hair products or tools to buy for home use or as a professional in the hair industry.

Property Division During Divorce

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My husband and I are getting divorced. I want to keep the lake house, but he says it’s his because it’s in his name, not mine. I think I co-signed the loan. What are the laws in Texas regarding property divisions during divorce?

Texas is a “community property” state.  Most likely, if the lake house was purchased during your marriage, it will be considered “community property” by the court in Texas.  However, we would need more information from you before our divorce attorneys could make an absolute determination.

Property possessed by either spouse during the dissolution of the marriage is presumed by the divorce court to be community property, unless the spouse can prove that it is their separate property by clear and convincing evidence.  The burden of proof of ownership of the lake house is on your husband who is claiming total ownership.  Community property consists of almost anything of value, such as real property, personal property, stocks, bonds, savings accounts, automobiles, retirement benefits, 401(k) accounts, IRA accounts, stock options, copyright royalties, patents, income, rental income, vacation homes, life insurance and virtually anything else of value.

Furthermore, when the courts in Texas have a couple before them with equal education and equal earning potential and when no children are involved, the divorce financial settlement is often split 50/50.

However, should the circumstances of the couple not be equal, the court may determine a different ratio is fair in distribution of the property.  Also, be aware that divorce and children can drastically alter the divorce agreement and distribution of wealth ratios. There have been extreme cases in which 90% of the property was awarded to one of the two parties.

Here are just a few of the factors the court may consider in making the determination for distribution:

  • the health of one of the spouses
  • the present earnings of the parties
  • the party raising the minor children of the marriage
  • separate property that a spouse may have (Usually this means property they owned prior to the marriage)
  • any inheritance that a spouse is likely to receive
  • the debts of the parties

Community and Separate Property

There are two types of property and debt that married spouses may have: 1) Community or 2) Separate.

Separate property is:

  • Anything owned before marriage and the appreciation or increase in value of that property
  • Inheritances or gifts (from others or from a spouse)
  • Personal injury damage awards (except for loss of earnings)
  • Property exchanged for other separate property

Community property is:

  • All property other than separate property acquired by either spouse during marriage (including wages)
  • Income, rent, or interest earned on separate property

Bottom Line:If this situation sounds like a carbon copy of your own, call LaFour Law today for a private consultation.  Let a LaFour Law divorce attorney who knows Texas divorce law make dividing marital property and debt equitable, less stressful, and more cost efficient for everyone.

Three Typical Roofing Questions and Answers

Three Typical Roofing Questions and Answers

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1. How long should a roof last?

Roofs degrade at different rates depending on a large number of factors:  the quality of original construction, the level of abuse, the level of maintenance, appropriateness of design, etc.  So how long should a roof last?  We have seen poorly designed and installed roofs go as few as six or seven years before they failed, and we have seen old coal tar built up roofs that were 60 years old.  Most building owners, roofing contractors and designers feel 20 years is an acceptable service life.

2. What is Roof Flashing Damage?

Flashing is usually aluminum or galvanized steel that is placed over joints in roof and wall construction to prevent water seeping in and causing damage. Flashing is used in the valleys, around the chimney and pipes, and around any dormer windows or skylights. Flashing can deteriorate due to weathering and oxidizing. In some cases, particularly after a storm with winds or hail, flashing can come loose.

Most flashing problems can be patched or repaired fairly easily. Professional roofers typically cut and shape their own flashing from sheet metal, but the most common flashing pieces also come pre-formed and can be applied without much difficulty using caulking or roof cement.

3. What will a new roof cost?

The price of a new roof all depends on the type of material you select, if you are removing the old roof, the type of underlayment, the size and pitch of the roof, the price of the permit and so on.

Roofers charge for their work using what are known as “squares.” One ten foot-by-ten foot patch of roof makes a square, meaning the average roof has between 22 and 26 squares to be replaced. A one-story roof with a single shingle layer typically costs between $100 and $150 per square to remove; a double layer, $115 to $165, and triple layer, $125 to $175. If you have a particularly high roof, or one which is extremely steep, you will pay more per square.

The type of material being used for the roof is another significant determining factor for cost of the job. For example, an asphalt roof might cost between $120 and $140 per square whereas a metal roof could cost between $350 and $1,100 per square.

If you live in the San Diego County area of California, contact Urbach Roofing, Inc. today. We have been providing our region with expert commercial and residential roofing services for over 40 years. We provide services in San Marcos, Escondido, Vista, Carlsbad, Oceanside, Encinitas, Del Mar and all of the surrounding San Diego cities.

Call for your roofing estimate today: 760-471-5065

Important Transmission Problems To Be Aware Of

denver transmission

If you drive a car that has automatic transmission, you may have already thought about what would happen if the transmission ever failed. Here are some fairly common signs that you probably shouldn’t ignore, as these will dearly cost you in the future.

Slippage is a common transmission problem that people tend to overlook. If your transmission is slipping, it can feel like you’re driving in a certain gear and then it changes for no apparent reason. The noise from the engine may change in pitch or start to sound like whining. Your car may also seem like it is struggling, is underpowered, or isn’t accelerating like it should.

Another problem is having rough shifts. Your car may feel like its refusing to shift gears as it normally would do, or the gear shifts aren’t really that smooth. Sometimes you may hear a clunk when the car shifts gears.

While it is impossible to say exactly what your transmission will sound like when there is trouble with the transmission, there will be a definite reaction from you, which will be “I’ve sure never heard that sound before!”. Most likely though you will hear a humming, buzzing, or whining noise. Cars with manual transmission will emit a sound that can be described as a more slightly mechanical, louder, and abrupt sounding noise.

A leak is probably the most recognizable symptom. Letting transmission fluid leak is one of the most common causes of transmission breakdown. Without transmission fluid, the engine in your car will seize up and stop working completely.

Your transmission is supposed to run smoothly without any shaking, jerking, or grinding sounds. Manual transmissions commonly indicate problems by making a grinding noise or feeling when you shift into a gear. On the other hand, automatic transmissions act a little differently. Instead of making a grinding noise, you will feel it take some time to wiggle into gear at first instead of a smooth transition.

Another common problem to be aware of is a burning smell. Any burning smell coming from your car is indubitably a cause for concern. Overheating transmission fluid is one cause of such a burning smell. Transmission fluid helps keep the parts lubricated and cooled so that they don’t get worn out or damaged.

Be mindful of your transmission problems as soon as possible, as the longer you wait, the more you’ll pay. Call Denver Transmission today at 303-478-8131.

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